“Take out a dollar bill and look at it,” he said. “Now pat yourself on the back because you are looking at a certificate of performance. If you did not rob or steal from anyone to obtain the dollar, if you neither defrauded anyone nor persuaded your government to seize it from a fellow citizen and give it to you, then you could only have obtained that dollar in one other way–you must have pleased someone else.” -Rabbi Daniel Lapin (Includes quote from Walter Williams)

I work in the life and health insurance marketing industry.  My job is to match a need with a solution while remaining within budget.  It brings me great joy to say that I earn commissions! Continue Reading…

I  receive email from NCPA on a daily basis.  They featured an article by Lanhee Chen, “How ObamaCare Burdens Already Strained State Budgets,” (Heritage Foundation, November 10, 2010).  There is some interesting information contained in the article that we all need to be made aware.  Patient Protection and Affordable Care Act (PPACA) aka Obamacare effects every single American.  In the article, you’ll discover some of the ramification on individual states.

Here is a link to the article:
How ObamaCare Burdens Already Strained State Budgets- November 17, 2010

Links:
www.ncpa.org
www.heritage.org

It’s November 15th and time for open enrollment.  Folks on Medicare have the chance to make changes in their plans.  There are some premium and deductible changes that you must be aware of for 2011.

Medicare Part B premiums and Part A deductibles are increasing in 2011 (see below).  This means you need to make sure that you have the right plan in place.  You need to know about Medicare Supplements and Medicare Advantage Plans.  They function in different ways and are suited to different financial and/or health situations.  I recommend speaking with a licensed agent whom you trust about these products.  Continue Reading…

I subscribe to Seth’s blog.  It’s a great resource and very enlightening.  Seth Godin’s Blog. Some leadership advice from Seth.

Do more vs. Do better: “The most important and difficult form of management (verging on leadership) is to encourage people to do better.” (read more)

Problems and Constraints: “A problem is solvable. A constraint must be lived with.” (read more)

I encourage you to dig a little deeper with this material.  I’ve found that ANYTHING I can do to improve my knowledge or sharpen my skills brings value to my customers and team!

“You can’t make a difference in the world unless you are DIFFERENT from the world”
-Dr. Jack Graham

My philosophy is straightforward and simple.  I am here to serve my clients & their families and my team.

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